I’ve tried a couple of other prop firms before, but most of them had tricky rules or extra fees. Univirtual Funding felt different right from the start. The fact that you don’t pay until you pass is a big deal. I went for the $25k challenge, passed it, paid the security fee, and got my funded account. After my first payout request, I was honestly nervous if it would come through—but exactly 14 days later, I received my payout along with my fee refund. Everything matched their rules. No drama, no shady tactics. Just straightforward trading and payouts. I now feel confident scaling up with them.